The AI compliance analyst · Built for regulated innovators

Regulators publish
faster than teams read.
Pericls reads everything.

Pericls maps every obligation your products trigger across every market you operate in — cited to the source — then watches the horizon so nothing reaches you as a surprise. So your roadmap stops waiting on legal opinions.

Payments · E-money · Neobanks · Lending · Digital assets
The arithmetic of modern compliance
0+

regulatory alerts per day

56,000+ alerts a year from 1,000+ regulatory bodies worldwide. Nobody reads them all. Our engine does.

THOMSON REUTERS REGULATORY INTELLIGENCE
$0.0B

in AML fines in 2024 alone

A record year — one bank paid $3.09B for controls that lagged its growth. The rules were public the whole time.

GLOBAL AML ENFORCEMENT DATA, 2024
0 mo

to license in a new market

An EU e-money authorisation runs 6–18 months and €200k+ a year in compliance operations. Knowing what applies is step zero.

EU EMI AUTHORISATION GUIDES, 2025–26
◆ THE TRADITIONAL ROUTES

Three paths.
Same ending.

SCROLL ↓

PATH 01 · LAW FIRMS · BIG-4 · BOUTIQUE ADVISORS

Hire.

“Billed per hour. The knowledge leaves with the engagement.”

A memo answers the question you asked — not the twelve you didn't know to ask. Six months later the regulation moves, and the meter starts again.

PATH 02 · IN-HOUSE TEAM · SPREADSHEETS · ALERT EMAILS

Build.

“Two analysts, five markets, two hundred alerts a day.”

Good people drowning in feeds. Coverage concentrates on the loudest jurisdiction while the quiet ones drift. Headcount scales linearly; regulation doesn't.

PATH 03 · LEGACY GRC SUITES · ENTERPRISE PLATFORMS

Buy.

“Nine months of onboarding. A library of someone else's controls.”

Built for audit trails, not for your products. You still have to figure out which of the ten thousand controls actually bind a wallet in France.

— THE OUTCOME —

You find out which rule applied
when the fine arrives.

Hourly advice, partial coverage, generic checklists — none of them answer the only question that matters: which obligations bind your products, in your markets, today.

THERE IS A FOURTH PATH ↓

HIREBUILDBUYTHE OUTCOME
Path 04 · The Pericls engine

One engine reads the law.
Your team reads a roadmap.

Describe your products and markets once. The engine cross-references them against every regulation it tracks, re-checks as the law moves, and hands your team work items instead of PDFs — then holds the evidence that proves each one is met.

L1 — YOUR FOOTPRINT

Products, services, jurisdictions. Declared once, kept live.

L2 — THE ENGINE

Sources crawled, obligations extracted, applicability scored against your footprint — every conclusion cited.

L3 — OWNED BY YOUR TEAM

A roadmap with owners and deadlines, evidence that drives posture, a horizon feed with no surprises.

L1 · YOUR FOOTPRINTDECLARED ONCE · KEPT LIVE
Card issuingWalletsCross-borderFR · UK · EU · SG
CROSS-REFERENCED
L2 · THE PERICLS ENGINERUNS CONTINUOUSLY

1,000+

sources monitored

Every rule

cited to source

24/7

horizon watch

Applicability analysis — which obligations bind which product, scored with confidence.

Change detection — amendments, consultations and enforcement, matched to your footprint.

MATERIALISED AS WORK

Roadmap

Deadlines, owners, status

Evidence

Posture per obligation

Horizon

What's coming, triaged

✓ EVERY ITEM TRACES BACK TO THE REGULATION THAT CREATED IT

The chart of coverage

Wherever you operate,
we already read the law.

0

jurisdictions covered

incl. all 50 U.S. states

0

regulators monitored

central banks, free-zone FSAs, EU/ISO/PCI bodies

0

regulations mapped

each parsed into obligations

0

obligations extracted

cited to their source

COVERED10+ REGULATIONS100+ REGULATIONS
+ UNION LAYERS:Regional blocs whose rules bind on top of national law, plus the supranational standards (EU, PCI DSS, ISO 27001, SOC 2) tracked separately from any one country.
FIG. — THE PERICLS REGULATORY GRAPH · SNAPSHOT 2026 · HOVER ANY COUNTRY

ADGM · DIFC · GIFT CITY · LABUAN · AIFC FREE ZONES INCLUDED

The instrument itself

Not another PDF subscription.
A working surface.

EXHIBIT 01

Applicability, decided

The engine suggests. You confirm.

Every regulation the engine believes applies to you lands in one inbox, ranked by business impact, with the reasoning attached. Confirm what's right, dismiss what isn't — each decision sharpens your map.

AI-SUGGESTED · HUMAN-CONFIRMED · FULLY AUDITABLE
Pericls Review inbox — AI-suggested applicability decisions ranked by business impact
THE APPLICABILITY INBOX · NORTHWIND PAY (DEMO)

EXHIBIT 02

Horizon scanning

Know about the rule before it binds you.

Consultations, amendments, enforcement actions and final notices across your regulators — matched to your products, with effective dates. Acknowledge an item and it graduates onto your roadmap.

MiCA · PSD3 · FCA · MAS — WATCHED CONTINUOUSLY
FILTERING THE HORIZON FEED, IN REAL TIMELIVE CAPTURE

EXHIBIT 03

Expansion, quantified

“What if we launch in Denmark?” — answered in minutes.

Watch it happen: pick the products, pick the candidate market, run it. Pericls returns the factual obligation delta — what's new, what's already covered by what you do today. Board-meeting answers without a six-week engagement.

COUNTS AND FACTS · NEVER A VIBES-BASED SCORE
A GAP ANALYSIS, COMPOSED AND RUN — UNCUTLIVE CAPTURE

EXHIBIT 04

Licensing, mapped

Every license your roadmap depends on.

Pericls flags the authorisations your activity likely requires — EMI, PI, CASP, VASP — each with the trigger explained and an application checklist. Confirm or dismiss; granted licenses update your posture.

ACPR · AMF · FCA · VARA — WITH REASONING ATTACHED
Pericls license card — MiCA CASP authorisation flagged as possibly required, with the AI's reasoning and confirm/dismiss actions
AN AI-FLAGGED LICENSE, REASONING INCLUDED

EXHIBIT 05

One overview

Your whole footprint, at a glance.

What needs a decision, what's due, what changed overnight, and who owns it. The morning check-in that replaces forty open tabs.

PICTURED: THE NORTHWIND PAY DEMO ACCOUNT
APP.PERICLS.COM · NORTHWIND PAY (DEMO)
Pericls Overview — footprint health, decisions needed, upcoming deadlines
The audit, side by side

Hire, build, buy — or Pericls.

TIME TO FULL COVERAGE

PERICLS
Days
HIRE A FIRM
Per engagement
BUILD IN-HOUSE
Quarters, per market
BUY A GRC SUITE
6–9 mo rollout

COST SHAPE

PERICLS
A fraction of one analyst
HIRE A FIRM
€300–600 / hour
BUILD IN-HOUSE
€200k+ / yr / pair
BUY A GRC SUITE
Per-seat enterprise

WHEN A RULE CHANGES

PERICLS
Matched to your products, on your roadmap
HIRE A FIRM
You call them
BUILD IN-HOUSE
If someone spots it
BUY A GRC SUITE
Generic alert feed

ANSWERS CITE THE SOURCE

PERICLS
Always — every conclusion links to the regulation
HIRE A FIRM
In the memo
BUILD IN-HOUSE
Sometimes
BUY A GRC SUITE
Rarely

KNOWLEDGE STAYS WITH YOU

PERICLS
✓ Your map, your evidence, your history
HIRE A FIRM
BUILD IN-HOUSE
Until they resign
BUY A GRC SUITE
Locked in their format
RATES: EUROPEAN COMPLIANCE SALARY & EMI LICENSING GUIDES, 2025–26
The demonstration

See your own obligations,
not a canned tour.

Tell us what you build and where. We'll walk you through the platform against a footprint like yours — which regulations bind it, what's on the horizon, and what your roadmap would look like on day one.

30 minutes, straight to substance

Handled by the founding team, not an SDR queue

No data required beyond what's public

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